Credit Management System of Janata Bank Limited

Abstract

This study examines the Janata Bank Limited is one of the leading public banks operating in Bangladesh. I have been assigned to work on this bank and accordingly prepared my internship report. A wide range of necessary efforts have been made to make the report as authentic as could reasonably be expected. As a completely state possessed organization, the bank had been releasing its country building duties by attempted government depended diverse financial plans and in addition currency advertise exercises of its own volition, covering all circles of the economy. It has 898 branches all over Bangladesh through which it does all its managing an account exercises. Credit administration is an urgent piece of JBL, in view of its significance for limiting credit hazard and expanding abundance of the Bank. Every one of the aspects of credit management system of JBL like; rules, regulations activities, approval processes of loan, credit operation dept and also credit collection dept, various product diversity and their facilities and recovery process of different types of loan etc. have been attached to this report. At long last some recommendations are started for mending the problem, so if the authority concerned to my recommendations, they might get a positive result. In conclusion i am really grateful to Almighty Allah for letting me prepare such as report.