Financial Performance Analysis of Rupali Bank Limited

Abstract

Banks are the most crucial financial organizations as they engage in wagering, which is essential for economic function. However, the success and performance of a bank are entirely dependent on the gratification of its customers. An evaluation and analysis of RBL's profitability, liquidity, activity ratio, and leverage position activity conditions will be conducted using figures from the financial statements and data from the annual report for 2017-2021. The primary objective of my research is to analyze RBL's financial performance and identify the ratios that hinder its performance. The study consists of seven sections: introduction, literature review, methodology, an overview of the organization, analysis and interpretation, findings and recommendations, conclusion, policy implications, and future work. Positive bank performance ratios in this analysis include the current ratio, cash ratio, capacity ratio, investment-to-deposit ratio, and net profit margin. The ratios required to conclude an investigation are the debt ratio, total asset turnover, ROE and ROA. As this is a government-owned bank, it must pro-prioritize the nation's well-being and economic growth by providing an array of social services. In the final chapter, a few problems discovered while analyzing the bank's financial performance are discussed, and in subsequent chapters, a few recommendations for the bank's improvement are provided so that the manager of Rupali Bank can take preventative action if the recommendations are deemed sound. The preparation of a report facilitates the acquisition of research-related skills, which improves my everyday life.