An Analysis Flow of Working Capital and Bank Performance: A Study of Rupali Bank Limited (RBL)

Abstract

This report has been prepared to evaluate the flow of working capital and bank performance. This study complete on Rupali Bank Limited (RBL). The purpose of this paper is to examine various aspects of working capital and how they influence bank performance. Bank performance is defined by its liquidity and profitability. The used data was collected from secondary sources, especially from published annual reports, various files and documents of the bank, and the official website of the Rupali Bank Limited. The report paper contains the analysis of 10 years of data for Rupali Bank Limited, commencing from the years 2012 to 2001, which was analyzed by ratio analysis and data interpretation by various graphs. The study discovered that the working capital position is negative, the current ratio is poor, and the gross profit, net profit, and return on assets are all inadequate. The study also found a significant relationship between working capital, liquidity, and profitability at the bank but working capital and its negative impact on bank performance. Finally, the study suggests that efficient working capital management is required to improve bank performance.