A Comparative Analysis of Financial Performance Efficiency between Rupali Bank Limited and EXIM Bank Limited

Abstract

This study examines a Comparative analysis of financial performance efficiency between Rupali Bank Limited and EXIM Bank Limited. To complete the study one type of data is gathered - secondary data. Going through different document and papers, annual report of RBL and EXIM Bank Limited, web sites the data is collected. Ratio analysis is used to examine. Thus ratios are interest income to interest expense ratio, Operating expense to assets ratio, operating income to assets ratio, operating expense to revenue, total assets turnover, fixed assets turnover, current assets turnover and equity turnover .All those ratio used to analysis ten year (2012-2021) foreign exchange data of RBL and EXIM Bank Limited . It is found that the fixed assets turnover and equity turnover of Rupali Bank Limited is better than EXIM Bank Limited .On the other hand, interest income to interest expense ratio, Operating expense to assets ratio, operating income to assets ratio, operating expense to revenue, total assets turnover, current assets turnover of Rupali Bank Limited is not more efficient than EXIM Bank Limited. Rupali Bank need to give more attention on its interest expense, interest income, operating expense, and current assets to overcome this situation. This study helps clients to know the performance of bank two bank and top level of banks will get suggestions for future benefits.