An Internship Report On “Evaluation of Comparative Financial Performance Between Agrani Bank Ltd. and Social Islami Bank Ltd

Abstract

This study has been conducted to evaluate the performance of Agrani Bank Ltd.(ABL) and Social Islami Bank Ltd.(SIBL). To evaluate the performance of the both banks ratio analysis is used. Ratios make the related information comparable. A single figure by itself has no meaning, but when expressed in terms of a related figure, it yields significant inferences. Thus, ratios are relative figures reflecting the relationship between related variables. For liquidity, current ratio and quick ratio are used. For capital structure, debt equity ratio, equity to total assets, debts to total assets are used. For profitability ratios, operating cost to income, net profit margin, return on equity and return on assets are used. Empirical result show that ABL is performing better than SIBL in case of liquidity ratio. But in terms of capital structure and profitability ratio SIBL is in better position. SIBL has to concentrate on their liquidity performance and ABL has to concentrate on their capital structure and profitability