| dc.description.abstract | As a fully licensed commercial bank, Prime Bank Limited is being managed by a highly
professional and dedicated team with long experience in banking. This report is done based
on the 45 days long internship program that I have successfully completed in Prime Bank
Limited, Dinajpur Branch from March 6, 2016 to April 20, 2016 as an requirement of MBA
program in Hajee Mohammad Danesh Science and Technology University, Dinajpur. Topic of
my internship report is-“Financial Performance Analysis of Prime Bank Limited”.
This report contains two major parts. In first part I have described my responsibilities during
the internship period in Prime Bank Dinajpur Branch. In second part I calculated all basic
financial determinants to measure a bank’s financial performance in the last five years. They
are- Return on Assets (With Breakdown), Return on Equity (With Breakdown), Net Interest
Margin, Net Non-interest Margin, Return on Loan, Return on Investment, Earning per Share,
Price Earnings Ratio, Dividend Per Share, Return on Deposit, Leverage Ratio, Core Capital,
Supplementary Capital, Internal Capital Growth Rate, Loan to Deposit Ratio, Equity to Asset
Ratio, Statutory Liquidity Ratio & Cash Reserve Ratio. After completing the calculation, the
analysis is done that means according to the change of the ratios at different times I tried to
interpret the reasons of the change of the ratios. By analyzing the ratios I figured out some
problems. Based on those particular problems I recommend some points which I think will
be helpful for Prime Bank Limited to overcome the financial shortcoming. Lastly the
conclusion of the report has been done. | en_US |
