http://103.7.193.12:8080/xmlui/handle/123456789/22 DEPARTMENT OF FINANCE AND BANKING (FIB) 2026-07-26T09:48:20Z http://103.7.193.12:8080/xmlui/handle/123456789/2185 Microcredit Activities on Caritas Bangladesh: A Study on Dinajpur Regional Office Barman, Amreta Caritas Bangladesh (CB) has been working in Bangladesh since 1971. It has seven Regional Offices in Barisal, Chittagong, Dhaka, Dinajpur, Khulna, Mymensingh and Rajshahi and one Area Office in Sylhet. CB has its National Office in Dhaka. CB has introduced the program of CCU in 2012 in Mymensingh region replacing microfinance program which was initiated by it in 1983 and terminated in 2012 due to piling up considerable outstanding loans and portfolio risk. The prime purpose of the present paper is, thus, to evaluate the performance of CCUs in terms of increasing income and livelihoods of the rural Adivasi people as well as to check with the sustainability of the organizations. To attain these objectives, a research framework has been formulated. A survey instrument is used for collecting data through field visits in greater Mymensingh. The analyses of these data helped to achieve the study objectives. An Internship Report on Microcredit Activities on Caritas Bangladesh: A Study on Dinajpur Regional Office; This report is submitted to the Department of Finance and Banking, Faculty of Business Studies, Hajee Mohammad Danesh Science and Technology University, Dinajpur for fulfillment of the degree of Master of Business Administration (MBA) program) Prepared By Amreta Barman, Student ID-1703214, MBA in Finance, 14th Batch, Faculty of Business Studies, Hajee Mohammad Danesh Science and Technology University, Dinajpur-5200, Bangladesh; June, 2024. 2024-06-01T00:00:00Z http://103.7.193.12:8080/xmlui/handle/123456789/2184 Determinants of Non-performing Loans in The Banking Sector of Bangladesh Hosen, Md. Milon This study scrutinizes the determinants of NPLs observing a case of the banking sector in Bangladesh over the period from 2011 to 2023. During this period, it has been found that non performing loan hurts bank profitability (ROA, ROE), and the capital adequacy ratio this study aims to assess determinants of non-performing loans and their impact on bank profitability. A multiple regression model was applied to find the relationship between nonperforming loans and banking factors such as return on assets (ROA), return on equity (ROE), and capital adequacy ratio. It has been found that non-performing loans hurt profitability. Non-performing loans sternly affect the well-being of the banking division and also the economy of Bangladesh. The findings indicate return on assets, return on equity, capital adequacy, and non-performing loans are inversely related. The consequences of this study leave several policy implications for researchers, and practitioners. Internship Report on Determinants of Non-performing Loans in The Banking Sector of Bangladesh; This report is submitted to the Department of Finance & Banking, Faculty of Business Studies, Hajee Mohammad Danesh Science and Technology University, Dinajpur for the partial fulfillment of the degree of Master of Business Administration (MBA) in Finance. Prepared By Md. Milon Hosen, Student ID: 1703092, MBA in Finance, 14th Batch, Department of Finance & Banking, Faculty of Business Studies, Hajee Mohammad Danesh Science and Technology University, Dinajpur-5200, Bangladesh; June, 2024. 2024-06-01T00:00:00Z http://103.7.193.12:8080/xmlui/handle/123456789/2183 Customer and Employee Satisfaction of Sonali Bank PLC: A Study on Station Road Branch, Dinajpur Ray, Sobuj Singho This study attempt to understand the customers and employee satisfaction on different service quality dimension while dealing with the Bank. Broad objective of the report is to find out the customer and employee satisfaction on service provided by Sonali Bank PLC, Station Branch, Dinajpur. As regards data collection, a standard questionnaire with questions was prepared by me and give to the customer and employee of Sonali Bank PLC, Station Branch, Dinajpur. This study is based on primary data and secondary data .Customer service is dependent variable and product/service satisfaction, account management, loan and credit service, E-banking service, mobile banking experience, environmental awareness and concern, demand and expectation are independent variable in this study (Customer satisfaction).Organization is Dependent variable and working place and environment, Salary and Remuneration, Management , loan facilities are independent variable in this study (Employee Satisfaction). This study show there are significant relationship between the variable. In reliability test I found Cronbach’s alpha value is greater than 0.70(Both customer and employee satisfaction. So I follow correlation test in data analysis. In finding part, I have provided the fact that customer is not satisfied with ATM booth service. After that I have provided some instructions based on the finding in this report. I have suggested the bank authority to establish more ATM booth. An Internship Report On Customer and Employee Satisfaction of Sonali Bank PLC: A Study on Station Road Branch, Dinajpur; An internship report is submitted to Hajee Mohammad Danesh Science and Technology University, Dinajpur, Bangladesh in fulfillment of the requirements for the degree of MBA in Finance. Prepared By Sobuj Singho Ray, Student ID: 1703248, MBA in Finance, 14th Batch Department of Finance and Banking, Faculty of Business Studies, Hajee Mohammad Danesh Science and Technology University, Dinajpur-5200, Bangladesh; June, 2024. 2024-06-01T00:00:00Z http://103.7.193.12:8080/xmlui/handle/123456789/2174 SME financing of Janata Bank PLC: A study on Pulhat Branch, Dinajpur Mahamud, Foysal These study is an effort to examine the Small and Medium Enterprises (SME) account for 60 percent of total employments in our country. Every year about 2 million young people join in the country’s workforce. Half of them find jobs reception and abroad. So it's become a challenge to make more jobs in order that the remainder are often employed. SMEs can be an answer to the problem. In labour surplus country like Bangladesh, SMEs can play a substantial role in providing the encouragement to the development of the modern trading business sector. SMEs are labour intensive but relatively low cost capital intensive. For a developing country like Bangladesh SMEs are a cost effective way towards the reduction of unemployment and to find the new identity. Financial Institution round the world are relentlessly trying to reinforce the SME exposure in their groups. Over the years Janata Bank PLC has expanded the financing exposure all over Bangladesh. SME sector is one of them. Although everywhere the importance of SME financing is very appreciated and entertained, this sector lacks proper boost from the government and a spotlight of monetary organizations. There are many reasons that financial organizations especially banks are unwilling in financing to the tiny and medium enterprises. Janata Bank PLC is currently motivated hard to enhance the SME exposure of the bank. According to the Dinajpur region JBPLC are invest their SME loan and they create the greater business environment. That’s why these area business man are more interested to expand their business activities for helping the JBPLC SME activities. An Internship Report on SME financing of Janata Bank PLC: A study on Pulhat Branch, Dinajpur; This report is submitted to the Faculty of Business Studies, Hajee Mohammad Danesh Science and Technology University, Dinajpur for the partial fulfillment of the degree of Master of Business Administration (MBA) in Finance Prepared By Foysal Mahamud, Student ID−1703172, MBA in Finance, MBA Batch 14th, Faculty of Business Studies, Hajee Mohammad Danesh Science and Technology University Dinajpur−5200, Bangladesh; June, 2024. 2024-06-01T00:00:00Z