DEPARTMENT OF FINANCE AND BANKING (FIB) http://103.7.193.12:8080/xmlui/handle/123456789/22 2026-04-17T15:36:35Z 2026-04-17T15:36:35Z Ferdous, Jannatul http://103.7.193.12:8080/xmlui/handle/123456789/1836 2022-05-18T04:19:46Z 2015-12-01T00:00:00Z

Comparative Analysis Between Conventional Banking and Shariah Based Banking: A Study on Social Islami Bank Limited Ferdous, Jannatul This report is on Comparative Analysis Between Conventional Banking and Shariah Based Banking: A Study on Social Islami Bank Limited and for making the comparison in fruitful manner; five other conventional banks and five other shariah based banks are taken in consideration along the main one. Basically, banks are profit oriented organization. Both types of banks have the ultimate intension of earning profit but the operational procedures are fully different. Conventional banks use the money as product. They keep deposits at lower rate and provide loan at higher rate. Here the business tool is money. In contrast, the motto of Islamic banking is profit sharing and loss bearing where Shariah based banks follows the partnership base business contract by using the certain terms which is known as Mudharabah, Wadiah, Musharakah, Murabahah, Ijar. In Islamic Banking, the issue of profit and ribah(interest) is strongly monitored as it is prohibited very strictly by Islam. Where in conventional bank we get fixed amount of interest which is also known as RIBAH, there in Islamic bank we get a certain share of banks total profit. In this report I try to show that how the Islamic banking system differ from conventional banking system by regarding the concern of Social Islami Bank. Social Islami Bank Limited (SIBL) is a banking company registered under the companies Act 1994 with its head office 15 Dilkusha C/A, Dhaka-1000. The bank operates as a scheduled bank under a banking license issued by the Bangladesh Bank. The Bank started its operation from 22, November 1995. SIBL is a capitalized new generating Bank with an authorized capital of Taka10000 Million in 2014 and paid up capital of Taka 7031.415640 million in 2014 and also 6939.9257 million respectively as of December 2013. In the formal corporate sector, this Bank would, among others, offer the most up-to date banking services through opening of various types of deposit and investment accounts, financing trade, providing letters of guarantee, opening letters of credit, collection of bills effecting domestic and international transfer, leasing of equipment and consumer durables, hire purchase and installment sale for capital goods, investment in low-cost housing and management of real estates, participatory investment in various industrial, agricultural , transport, educational and health projects and so on. In the Nonformal non-corporate sector, it would, among others, involve in cash Waqf Certificate and development and management of WAQF and MOSQUE properties and Trust funds. For coordinating my internship I have been placed in Social Islami Bank Limited, Dinajpur Branch, Dinajpur. There are 03 sections in Dinajpur Branch. They are: 1) General Banking 2) Investment Department 3) Foreign Exchange Department. Accordingly I work all of the sections. I devote my utmost effort and attention to learn banker’s functions. At completion of internship, I will render all my acquired knowledge to present the report on comparison between Islamic and conventional banking. Submitted By Jannatul Ferdous BBA 8th Batch Student ID: 1103117 Department of Finance & Banking, Hajee Mohammad Danesh Science & Technology University, Dinajpur-5200 А Report Presented in Partial Fulfillment of the Requirements for the Degree Bachelor of Business Administration (BBА)

2015-12-01T00:00:00Z Rashid, Md. Harun Or http://103.7.193.12:8080/xmlui/handle/123456789/1835 2022-05-18T04:16:45Z 2016-10-01T00:00:00Z

Financial Inclusion through e-banking facilities: A Case Study of Dutch-Bangla Bank Limited. Rashid, Md. Harun Or As a foundation to a discussion on ADC technology, it is important to clearly distinguish between the channel and the technology. For this report, we define the channel as the customer’s access point to a FSP – who or what the customer interacts with in order to access the financial service or bank account 1. For instance, customers can access financial services at a bank branch, which is a traditional channel. With the advancement of technology, the term Alternative Delivery Channels denotes a broader range of options through which a customer can now access financial services without visiting a branch. These include ATMs, Internet Banking, Agency Banking, Extension/Field Services2, Mobile Banking, and more recently Electronic or Mobile Wallets. These channels enable customers, FSP staff and agents to access banking services through technology solutions which are built either on Web, mobile or bespoke platforms. These channels extend the services of a branch through systems which are connected to the Core Banking System (CBS) of the FSP. E-Banking provides various alternative delivery channels for using banking services like ATMs, credit cards, debit cards, internet banking, mobile banking, Agent banking, electronic fund transfer (EFT), electronic clearing system etc. ATM is the most acknowledged than any other e-channels. The ATM, Mobile Banking, Agent banking industry has seen explosive growth in recent times. The present study has made an attempt to find out the financial inclusion of the peoples of Bangladesh through e-banking facilities. The demographic relations among various issues are also highlighted in this study. After banking hour transaction and advertisements influence customers most to adopt ATM service. But most of the customers have negative agreements regarding the factors, difficult to remember PIN of ATM card, it is more expensive than traditional banking, difficult for root level people, network problem and difficult to use card. Findings also support that the root level people enjoying facilities of Mobile banking and Agent Banking (Biometric account) to transfer their money and encouraged those making savings for future, which is a milestone towards financial inclusion of the peoples of Bangladesh. inancial Inclusion through e-banking facilities: A Case Study of Dutch-Bangla Bank Limited. Internship Report By Md. Harun Or Rashid Student ID-E140504031 MBA (Evening) in Finance Faculty of Business Studies HSTU, Dinajpur MASTER OF BUSINESS ADMINISTRATION (EVENING) (This internship report has been prepared for submission to the Faculty of Business Studies, Hajee Mohammad Danesh Science & Technology University, Dinajpur, as a partial requirement for fulfillment of MBA (Evening) Degree in Finance. October- 2016

2016-10-01T00:00:00Z ROY, UZZAL KUMAR http://103.7.193.12:8080/xmlui/handle/123456789/1834 2022-05-18T04:16:00Z 2016-04-01T00:00:00Z

AN INTERNSHIP REPORT ON Operational Activities of Bangladesh Power Development Board (A study on Operation & Maintenance circle in Dinajpur) ROY, UZZAL KUMAR This report is submitted to the faculty of Business Studies, Hajee Mohammad Danesh Science and Technology University, Dinajpur as a partial requirement for the fulfillment of degree of Masters of Business Administration (Evening) program. SUBMITTED BY UZZAL KUMAR ROY ID: E130502038 MBA (Evening), 2nd Batch Major in Finance Faculty of Business Studies HSTU, Dinajpur

2016-04-01T00:00:00Z KAES, MD. EMRUL http://103.7.193.12:8080/xmlui/handle/123456789/1833 2022-05-18T04:10:17Z 2016-10-01T00:00:00Z

AN INTERNSHIP REPORT ON “Education System in Bangladesh” KAES, MD. EMRUL An effective education system helps a country to build its good nation and that results a sustainable development in the long run. Because, education is well known to all as a back bone of a nation and to make it effective a good education system is very much essential. The objective of the study is to learn about the education systems of Bangladesh, India and Thailand, and compare those in terms of their characteristics. The study finds the similarities and dissimilarities in education systems in different stages of the countries concerned. Despite of all these the effectiveness of education system in Thailand and India is somehow found better compared to the same of Bangladesh. The study suggests for sustainable development in education through communicating and maintaining by-lateral and multi-lateral relationships between or among these countries in keeping with the international standards. AN INTERNSHIP REPORT ON “Education System in Bangladesh” SUBMITTED BY MD. EMRUL KAES ID: E140504070 MBA (Evening), 3rd Batch Major in Finance HSTU, Dinajpur. Master of Business Administration (Evening) (This report has been prepared for submission into the Faculty of Postgraduate Studies, Hajee Mohammad Danesh Science & Technology University, Dinajpur, as a partial requirement for fulfillment of the MBA (Evening) Program

2016-10-01T00:00:00Z